Get Hired Faster

Senior Mortgage Underwriter
Bank OZK

Little Rock, Arkansas

This job has expired.


Position Description:

Job Purpose and Scope:

Responsible for supporting lending efforts of Residential Mortgage by detailed underwriting new and renewed loans, to include but not limited to conventional, FHA, VA, and USDA loans. Provides recommendations to the residential mortgage loan production support staff.

Essential Job Functions:

  • Underwrites Residential Mortgage loan requests in a manner of consistency and in accordance with the Bank's credit policies, procedures, and standards.
  • Provides recommendation based on the collection, analysis, and interpretation of (i) the proposed borrower's income, assets, liabilities, (ii) relevant demographic, supply and demand data, and (iii) financial statements and tax returns for Borrowers and Guarantors.
  • Analyzes appraisals and provides evaluations to management to include (i) property eligibility as it relates to each loan program, (ii) current market conditions relating to supply and demand for the property, and (iii) analysis and evaluation of the validity of each comparable sale to ensure the market value of the subject property is accurate.
  • Consults with and advises loan personnel throughout the process, from origination to closing, relative to underwriting conditions or issues as they may relate to a fundable loan.
  • Prepares an informal loan write-up with conditions to be met prior to approval, closing, and funding each loan, and clearing each condition as the documentation is provided by the origination staff.
  • Maintains the independence of the underwriting function and the recommendation of the initial credit risk rating.
  • Maintains good punctuality and attendance to work.
  • Follows Bank policy, procedures, and guidelines.


    • Knowledge, Skills & Abilities:
  • Skill in using computer and Microsoft Office, including Word, Excel, and Outlook.
  • Knowledge of general financial and banking principles.
  • Comprehensive knowledge of bank regulations related to, the Bank Secrecy Act, the Anti-Money Laundering Act, and the USA PATRIOT Act.
  • Ability to communicate with professional maturity regarding complicated issues and opportunities with sales and processing staff.
  • Ability to communicate effective both verbally and in writing.
  • Ability to work effectively and professionally with staff and management at all levels of the organization.
  • Ability to demonstrate effective customer service skills.
  • Ability to demonstrate strong credit skills.
  • Ability to prioritize work and manage time effectively.
  • Ability to maintain confidentiality.
  • Ability to demonstrate attention to detail, accuracy, and thoroughness in work product.
  • Ability to maintain focus and concentration in a fast-paced environment.
  • Ability to work evenings and weekends, as necessary.


    • Job Expectations:Operate customary equipment and technology used in a business environment, with or without accommodation.

    Note: This description is not an exhaustive list of all job functions, duties, skills and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

    Position Requirements:

    Basic Qualifications:
  • High school diploma or equivalent, required; Bachelor's degree, preferred.
  • Minimum of one (1) year of experience with Microsoft Office products, including Microsoft Word and Excel, required.
  • Minimum of five (5) years of experience in mortgage underwriting, required.


    • Bank OZK is an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.


    This job has expired.

    Get Hired Faster

    Subscribe to job alerts and upload your resume!

    *By registering with our site, you agree to our
    Terms and Privacy Policy.

    More Banking jobs


    Part Time Consumer Banker I (Kettering)
    First Financial Bank
    Kettering, Ohio
    Posted 14 minutes ago
    Member Experience Associate - Washtenaw County Float
    Lake Trust Credit Union
    Chelsea, Michigan
    Posted 4 minutes ago
    Member Experience Associate (Pool)- Lansing,MI
    Lake Trust Credit Union
    Lansing, Michigan
    Posted 4 minutes ago
    View Banking jobs ยป

    • About
    • LGBTQ Inclusion Jobs is committed to providing the community with jobs.
    Terms and Privacy Policy | © 2024 SEARCHBOX L.L.C.
    Terms and Privacy Policy | © 2024 SEARCHBOX L.L.C.